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FondoBudget Planner

Private budgeting that stays on your phone.

Plan every paycheck, keep track of bills and subscriptions, and see your debt-free date. No account, no bank login, no ads.

Free to download. Available in English, Spanish and Arabic.
Fondo home screen showing what is left to spend this month Fondo debts screen with a debt-free forecast date Fondo home screen in dark mode

What Fondo does

One number: what's left

Add what you earn and what you owe, and Fondo shows what's left to spend this month. Weekly and biweekly amounts become one monthly figure.

Bills and subscriptions

Give each bill a due day and Fondo reminds you when it comes around. Tick items off as you pay, and see what your subscriptions really cost per year.

Savings goals

Set money aside every cycle and split it across your goals by priority. Watch your savings total grow.

A plan for debt

Track cards and loans, choose snowball or avalanche, and always know what to pay next. Pro adds the month you'll be debt-free.

Look ahead PRO

Test a raise or a new bill in the what-if planner before you commit, and follow your balance day by day in the cashflow calendar.

Private by design

Your budget is stored on your device. No account, no bank login, no ads, no analytics. Lock the app with Face ID and keep a backup file you own.

A closer look

Fondo savings screen with a savings total and goals Fondo what-if planner comparing now with a possible change Fondo cashflow screen projecting the balance day by day

Free and Pro

The budget is free.

Planning your month, bill reminders, debt tracking, two savings goals, the app lock and full backups cost nothing and need no account.

Fondo Pro is an optional subscription with a 3-day free trial: US$9.99 a month or US$83.88 a year (prices vary by country). It adds the what-if planner, cashflow calendar, debt-free forecast, subscription radar, multi-month projections, search across months, full-history insights, unlimited savings goals, calculators, CSV export and encrypted backups. Cancel anytime.